Probate Process Explained
Probate is the legal process for authenticating a deceased person's will, paying their outstanding debts and taxes, reviewing their assets, and distributing what remains to their inheritors. After...
Six Social Security Changes That Will Take Effect on January 1st, 2021
The Social Security Administration (SSA) publishes upcoming changes to its social security program every October that take effect on January 1st of the following year. These changes can make a...
Why a Guardianship May Be Necessary and How to Avoid One
What is a guardianship? A guardianship is a protective legal proceeding for someone who is incapacitated and unable to manage his/her own affairs. Incapacitated means that the elder is no longer...
Help Seniors Reduce the Risk of Falling
The Centers for Disease Control and Prevention reports that one out of five senior falls causes a serious injury such as a broken bone or head trauma. Injuries of this sort can make life difficult...
Enhancing Your Estate Plan With a Letter Of Instruction
A letter of instruction (LOI) is an important piece of any comprehensive estate plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys your...
The Top Ten Myths About Alzheimer’s Disease
Polling shows that the number one worry of Americans as they age is memory loss, outpacing fears of insufficient money and loneliness. The most prevalent among all dementia is Alzheimer's disease....
You Have Been Laid Off: Should You Take Your Social Security Benefits Early?
The coronavirus pandemic creates risk scenarios for Americans beyond becoming infected with the virus. If you are close to retirement age and recently lost your job, there is a good chance you may...
End of the Year Review and Looking Forward
2020 has been quite the rollercoaster. Every business needs to take stock of what happened this year then put a plan together for next year with uncertainty being the only known quantity. We...
Avoid the Pitfalls of Beneficiary Designations
You might think that leaving your property to your heirs would be a simple task. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank...
Self-Neglect is Increasing Among Elderly Americans During the Pandemic
Because of the coronavirus, the elderly population is experiencing isolation from their family and extended community interaction, resulting in the likelihood of neglect. With the flu season fast on...