Most of us wish to grow old in the comfort of our own homes, but sometimes our illness or needs are too much. Often, however, younger clients are planning to age gracefully in a senior community full of activities, friends, and options for living. Here are a few myths about Senior Living.
- My estate will be taken by the government if I go into a senior community.
- This is not true. Many senior communities are private pay facilities and the government has no involvement or contribution to the care. Other communities can be funded with assistance programs, such as Medicaid; however, assets are rarely, if ever, taken by the government.
- All my long-term care needs will be covered by Medicare.
- Unfortunately, Medicare does not pay for certain conditions or certain needs which are not medical in nature. Thus, someone with cancer may have adequate coverage under Medicare, while someone with dementia is likely not be able to get Medicare to cover the costs of custodial care.
- Activities in senior communities will be limited.
- Most senior communities have agendas filled with fun and exciting activities both within the senior home but also within the outside community.
- Home-care will be more comfortable than a senior living community.
- For many extroverted individuals, home care is isolating and boring. Many people enjoy the company of friends and the structure of activities available in a senior community. In poor weather, there are still places to walk and people to see. At mealtime, one is not confined to a dinner set for one, but can spend time in the bar area prior to dinner, and then enjoy a meal with friends.
- I should wait till I can no longer care for myself
- It is best to be able to select the right home for you. If you can plan, you can take the time to find the right community. If you wait until the last minute, you might not be able to get into the senior community that is best for you.
- Annual Check ups won’t be needed
- Your healthcare does not stop in a senior community. Rather, access to healthcare is greatly improved because most communities have a physician on staff who visits residents regularly.
- I will lose my independence
- Being in a senior community does not take away your rights to be independent. On the other hand, it can greatly maintain your independence by giving you a convenient place to continue to develop into your best you – through friends, activities, hobbies, exercise, and more.
Don’t believe the myths! If you need assistance with locating the a facility that fits your needs, contact us today so that we may help and review your options. Call 312-878-0155.